Canadian small business billing is three problems in one: provincial sales tax by place of supply, French-language obligations in Quebec, and subscription operations that outgrow invoices. Floatless runs all three in one workspace — live today, free during beta.
Free during beta. No credit card required.
Floatless workspace
Canadian billing software has to handle what generic invoicing tools treat as edge cases: charging GST, HST, QST, or PST according to the customer’s province rather than your own; tracking the $30,000 small-supplier registration threshold; producing invoices and billing communications in French for Quebec customers; and settling in Canadian dollars. For a subscription business it also has to do what every billing system does — plans, renewals, proration, usage, dunning — without letting the tax and language requirements turn into spreadsheets.
Once you pass the $30,000 threshold over four quarters, you register and charge by where your customer is — not where you are. Floatless carries tax context on billing records so invoice review happens with the rate visible.
The Charter of the French Language reaches invoices, receipts, and billing communications. Floatless ships in English, Français, and Español — including the customer-facing billing surfaces.
Floatless is not a Merchant of Record and does not lock you into marked-up processing. Collection connects to the payment provider you already use, in the currencies you already settle.
Flat retainers bill fine from any invoicing tool. The moment you have tiers, seats, trials, or metered usage, you need subscription operations — which is what the workspace is built around.
Drafts assemble from live subscription and tax state; a person checks them; then they post. The step that catches a wrong QST rate before a Quebec customer does.
Every object the console manages is reachable over the versioned public API — so your product, your accountant, and your revenue reporting stay in sync.
Positioning
| Option | Works well for | Floatless position |
|---|---|---|
| Wave | Free invoicing and books with GST/HST tracking | Built for invoices and bookkeeping — no usage rating, dunning, or subscription state machine |
| Helcim | Canadian processor, interchange-plus, flat recurring | Collection-first: flat recurring only, no usage-based billing or billing workspace |
| Stripe Billing | Deep subscription engine with smart retries | Powerful engine, but billing operations still live in dashboards and engineering; tax via Stripe Tax adds 0.5% |
| Zoho Billing | C$35/mo subscriptions with full PST/QST support | Broad suite priced and shaped for companies with an admin to run it |
| Floatless | Small Canadian B2B teams with real billing complexity | Billing operations workspace with bilingual UI and place-of-supply tax context — live and free during beta |
Create a free beta workspace and test the workflow with your own plans, customers, and usage.
FAQ
Floatless carries tax context on billing records and shows it at invoice review, so per-province rates are visible before an invoice posts. For full automated tax determination, connect your tax provider through the API workflow.
No. Floatless runs billing operations — plans, subscriptions, invoices, usage, dunning — while payment collection connects to your own provider. No markup on your processing rates.
No. Floatless (floatless.ca) is billing and revenue operations software for small teams. Float (floatcard.com) is a corporate card and spend management platform — the opposite side of the ledger.
Yes. The console UI ships in English, Français, and Español, including customer-facing billing surfaces such as the portal and invoice views.
Floatless is live and free during beta — no credit card required. After beta, simple paid plans are planned from around $49/month, and early users will be notified before anything changes.
Further reading